Terms & Conditions

Last updated: 5 November 2026. Silvrax Free Bookkeeping is a bookkeeping service provided by Silvrax Technologies Pty Ltd. Using this service means accepting these terms. Contact us through the online feedback form.

Free service and paid reports

Daily bookkeeping, invoices, reconciliation and raw ledger backups are free. All nine report types, including viewing, CSV export and print/PDF, unlock for a one-time A$9.90 payment per account. The displayed total includes applicable tax; this is not a subscription. Access continues while this service is available; a one-time payment is not a promise of perpetual hosting.

Payment and access

Payments are processed by Stripe. Report access is granted only after verified payment. Use the same signed-in account to retain access. Demo reports contain sample data only. Refunded or disputed payments may suspend paid access, subject to your statutory rights. If access fails, contact us through feedback; do not pay repeatedly.

Your responsibilities

Provide accurate records, protect your login, keep original documents and export regular backups. You own your submitted ledger data and grant only the permission needed to store and process it for this service. Do not upload unlawful material, impersonate others, or disrupt the service.

Accounting scope

Reports are preparation aids, not personalised tax advice or automated ATO lodgment. Financial reports use accrual accounting. GST cash/non-cash settings are separate. Cash flow is a receipts/payments summary. Depreciation estimates are not automatically posted or tax depreciation. You are responsible for reviewing special tax adjustments, source records and reporting obligations.

Service limitations

This version has no payroll, rostering or inventory. It does not calculate complete personal or company tax, CGT, franking or Division 7A obligations. It has no automated bank feeds or backup restore interface. Features, outages and third-party availability may affect use; export your data regularly. Material changes to paid access will be communicated reasonably.

Consumer rights and refunds

Nothing excludes or limits non-excludable rights under Australian Consumer Law or other applicable law. Remedies, including refunds where required, remain available. Submit a feedback request with your transaction reference for payment or access problems; never send full card details. To the extent legally permitted, liability is limited to foreseeable direct loss caused by our breach, without restricting mandatory rights.

Termination and changes

You can stop using the service at any time. We may suspend abusive or unlawful use, giving notice where practicable. Request data access or deletion through feedback; legal retention duties may apply. Updated terms will appear here, and material paid-service changes will be communicated. Australian law applies, without removing mandatory protections in your jurisdiction.